Tuesday, February 3, 2009

Financial Goal Update January 2009

Below is a list of my financial goals for 2009 and how I've done so far:

1. Finish sinking fund for replacement computer. DONE Jan 09

2. Dive into sinking fund for replacement car (Goal is $6,000). Next step -- I'm depositing $32 from rebate money into the bank tonight.

3. Getting through Mom's final illness and death without incurring debt. DONE Mom died in January. There are a few things that I'm cashflowing, but that will work out by mid-February.

4. Read one investing book per quarter. For January, as you can imagine, not possible. But this is a great reminder for next weekend to go to the library.

5. Get more acclimated with CVS' ECB program (which has totally intimidated me up to this point). Have started, ongoing.

6. Keep track of how much money I save via couponing, rebates, sales, ECB/RRs, etc. I set this up and have put on Google docs for personal ease in updating. Info on how I did in January here.

7. Enjoy living my first full calendar year debt free since 1994, and having a 3-month emegerency fund for the first time. EVER. AHHH!

8. As funds allow, boosting EF to 6 months. Not yet.

9. Once EF is 6 months (currently 3), restart putting money in IRA. Not yet.

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